Terms and Conditions
Last updated: October 15, 2026
1. Acceptance of Terms
By accessing or using the Thomas Scott Agency website, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use this website.
2. Informational Purposes
The content on this website is provided for general informational purposes only. It does not constitute insurance advice, a quote, an offer, or a binding contract of coverage. Coverage is only in effect once a policy has been issued by an insurance carrier.
3. Insurance Products and Carriers
Thomas Scott Agency is an independent insurance agency offering auto, home, life, commercial, recreational vehicle, and equipment insurance. Policies are underwritten by third-party carriers, and their terms, conditions, exclusions, and premiums govern your coverage.
4. Quotes and Rates
Quotes are estimates based on the information you provide and are subject to carrier underwriting approval. Rates and availability may change without notice.
5. Accuracy of Information
You agree to provide accurate, current, and complete information when contacting us or requesting a quote. Inaccurate information may affect your coverage or claims.
6. Intellectual Property
All text, graphics, logos, and other content on this website belong to Thomas Scott Agency or its licensors and may not be copied, reproduced, or distributed without written permission.
7. Text Messaging
By providing your mobile phone number, you consent to receive text messages from THOMAS SCOTT AGENCY related to products, services, promotional offers, or account notifications. Consent is not a condition of purchase or service. Message frequency may vary. Standard message and data rates may apply depending on your carrier. You may opt out of receiving text messages at any time by replying with "STOP" to any text message you receive from us. After opting out, you will receive a confirmation message, and we will cease sending text messages to your number. If you need assistance or have questions about our text service, reply with "HELP" to any text message you receive, or contact our customer support team at 903-334-8369. Your phone number will be handled in accordance with our Privacy Policy. [https://www.tscottagency.com/privacy-policy] We do not sell or share your phone number with third parties except as required by law.
8.Third-Party Links
This website may link to third-party websites. We do not control and are not responsible for their content or practices.
9. Limitation of Liability
To the fullest extent permitted by law, Thomas Scott Agency is not liable for any damages arising from your use of this website or reliance on its content.
10. Privacy
Information you submit through this website is used to respond to your inquiries and provide our services. We do not sell your personal information.
11. Changes to These Terms
We may update these Terms and Conditions at any time. Continued use of the website after changes are posted means you accept the revised terms.
12. Governing Law
These terms are governed by the laws of the State of Texas.
13. Contact Us
If you have questions about these Terms and Conditions, please contact Thomas Scott Agency in Texarkana, Texas.